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Brazil and Venezuela were dropped from the list after US officials said they were not enforcing their own laws to protect tunles. State department officials said the US had not yet plans by Tehran to open its struggli n g oil and gas sector to large-scale foreign invest- ment.

Many companies believe President Bill Clin- ton’s administration is pre- pared to be more flexible over investments in Iran, especially if these reinforce the reformist elements in the government. But executives say US con- gressional resistance bas proved a complicating factor. In late March Thierry Des- marest, chief executive of Total, the French oil com- pany, said congressional opposition was the only obstacle to the US adminis- tration dropping its threat to impose unilateral sanctions on Total and its partners Petronas of Malaysia and Gazprom of Russia.

The three companies are develop- ing the offshore South Pars gas field in the Gulf. A much delayed US deci- sion on whether to punish Total and its partners is expected later this month.

In the meantime, the law remained in effect Charlene Barshefsky. US trade representative, has criticised the WTO decision, saying there are exceptions in WTO rules to protect h uman , animal or plant life. However, the Clinton admin- istration has its own chal- lenge to the law in US courts where it is arg uing that it sets an overly broad stan- dard for turtle protection.

Jay Ziegler, spokesman for the US trade representative, said the US was considering whether to accept retaliation or seek a settlement.

Some trade experts argue that failure to abide by the panel’s decision would set a bad precedent for other los- ers in the WTO process. Investors call on Malaysia to open up By Shaft McNulty hi Kuala Lampur A group of US investors in south-east Asia has com- mended Malaysia for relax- ing some restrictions on for- eigners but has urged the authorities to go further.

To attract much-needed foreign investment as the regional financial crisis slows its economy, Malaysia bas raised its limit on for- eign equity in telecom com- panies to 61 per cent from 49 per cent, but only for five years. It has also given for- eigners a five-year deferment to comply with a new limit of a 51 per cent holding in insurance companies – down from per cent in at least the case of American Inter- national Group.

He spoke on behalf or the Wash- ington-based council, whose representatives are tn Malay- sia for discussions with gov- ernment and business heads. The council has for several years called on Malaysia to open its markets and Mr Bower welcomed the steps taken. But other Asean member countries, such as Thailand and Indonesia, have shown mare readiness to liberalise as they restruc- ture their economies.

Malaysia rem ains con- vinced. Abdullah Ahmad Badawl, Malaysian foreign minis ter, said after speaking to the US- Asean Business Council that the steps taken would be enough to attract foreign investors. US may insist on keeping disputed shrimp law Think-tank fends off attacks on US anti-dumping laws By Nancy Dome In Wasbngtan A prominent US think-tank yesterday defended US anti- dumping laws, saying the worst accusations of unfair- ness had already been addressed by legislation implementing the Uruguay round of trade negotiations.

Mr Mastel admits there has been valid criticism of US anti-dumping procedures. But changes made by Con- gress should be given a year test period, he said. Protectionists in Congress would gain the upper hand, and far worse damage would ensue to the world’s trading system. Anti-dumping laws affected no more than 0. Only about 44 per cent of the cases filed resulted in the imposition of anti-dumping duties. Officials and businessmen in Namibia.

South Africa and Zimbabwe were pleased to see him. This is not something Afri- cans are used to hearing from Eximbank, which has been focused in recent years on Asia and Latin America.

Eximbank’s competitors have six to 10 times more exposure in sub-Saharan Africa. His immediate goal is to tell African businessmen and bankers what Esimhank can do. There is also greater chal- lenge,” he said. One emphasis will be on small business, which com- prises more than 50 per cent of the economic activity in the region. With its natural beauty and exotic animal life, there Is scope for developing tour- ism. Those countries haven’t marketed themselves.

Also major expansion will be needed in telecommunica- tions and energy. He met officials of the South Africa Foundation, a fund which pays far toll roads, airports, harbours and other infra- structure projects. Airlines and airports also offer opportunities. Apart from one direct flight between New York and Johannesburg, most Ameri- can travellers must fly first to Europe to reach southern Africa. Mr Harmon discussed fleet modernisation with Air Namibia, privatisation with South Africa Airways and medium-range regional air- w craft with Air Zimbabwe.

We have to put the people in the market and stay the course. It shows how we ventured into the most promising areas of development through the launch of Swiss Re New Markets, a new division that deals with innovative risk-financing solutions. And it relates how we became Italys new market leader by fully :onsolidating our activities there under the Swiss Re Italia brand. But most importandy, it concludes with a balance sheet to be proud of, strengthening our claim to be one of the world leaders in the insurance industry, now and in the next millennium: Gross premium income rose by 22 per cent to CHF 17 4 14 million; return on equity touched And profits after taxes hit the CHF 2 million mark.

Shot profess or his violent who nc youugi Ukraitu mercial pulifira “Mar. The Economic Daily, an official government-owned newspaper, said the launch of the euro should facilitate trade relations with the European Union. China’s fourth largest trading part- ner.

In the future, the report expected that per cent of global financial assets would be denominated in US dollars and between per cent in euros. The rest will be held in Japanese yen and other currencies. In turn, thi s would raise the competitive pressure on Chinese banks operating in the global marketplace, as they had no immediate pos- sibility of merging, he said.

China did not think the Asian finan cial crisis should slow the pace of opening up, said Wang Qlnhual an offi- cial with the research department of the China For- eign Exchange Trade Sys- tem, which overseas the interbank market I t has been a tough 10 months for Tung Chee- hwa. Rows have Oared over the freedom of speech and the rule of law.

With legislative elections I due this month, and mount- ing redundancies deepening 1 the economic gloom, the squalls are unlikely to abate. But despite the trials. Mr Tung is determined neither be. T think we have responded very firmly, very clearly. More at ease than in the days ahead of the handover, Mr Tung lists achievements since. The one country, two systems formula which underpinned the Stno-Brf dsh treaties has taken root.

Bei- jing has been supportive, but it has also kept its distance. But the chief execu- tive says the investments are necessary to sharpen competitiveness.

While he wants property prices to sta- bilise, Mr Tung insists the government Is not getting in the way of economic adjust- ment, nor will it scale back plans to raise home owner- ship from about 50 per cent to 70 per cent by At the end of the day we will be leaner and mare competitive. The feelbad factor and an unemployment rate of 3.

Economic affairs and health scares, however, are only part of the picture. The adapta- tion law, he argues, is necessary to replace the con- cept of the Crown from pre- handover laws and to clarify where laws bind the sover- eign and the state.

Perceptions of such cases are crucial. Few issues are more sensitive for Hoag Kongers than fears of favouritism. He expresses confidence in the continued operation of the rule of law, noting that Emily Lau, a pro-democracy politician, is proceeding unfettered with, her suit against Xinhua.

While only 20 of the 60 seats will be selected by the electorate as a whole, itself a source of criticism, pro-democracy forces and other government opponents appear set to swell their ranks In the leg- islature.

Mr Tung is unfazed by the prospect But a more restive chamber and the aftershocks of regional recession, sug- gest the going for the chief executive and his team may get tougher stilL New Vietnam bank chief faces reform tasks By Jonathan BinbaM at Hanoi The Vietnamese authorities have nominated Nguyen Tan Dung, the first deputy prime minister, to be governor of the State Bank, the central bank.

The job has been vacant for seven months while the authorities tried to find a candidate prepared to take on the job of reforming the troubled banking sector. Mr Dung, Last September, the assembly surprised the new government by rejecting an attempt to appoint the incumbent, Cao Si Ki«n, to a further five-year term.

He had faced growing criticism following banking scandals. The last publicly available official figures produced by the World Bank indicated that in June last year Most are held fay the main four state-owned commercial banks, which are politically obliged to con- tinue lending to loss-making state companies. Three joint-stock banks are known to have had liquidity problems over the past year the State Bank responded by bailing them out. Last week, Mr Dung repeated the government position that weak banks should be merged or dosed.

More than 70 people were arrested, including bankers at the city’s state-owned commercial banks. Since the scandal emerged, foreign bankers say the State Bank has subjected them to a blizzard of regula- tions, many aimed at reduc- ing their competitive edge over local banks. Indonesia police fire live bullets at students By Sander Tboenes in Jakarta Indonesian riot police fired live bullets yesterday in a vain attempt to quell looting and anti-government student demonstrations in the city of Medan, according to civil rights activists.

One activist in Medan, a city on the island of Suma- tra. Earlier this week General Wiranto. It was the toughest army warn- ing yet to the students. The violent protests Riot police prevent students leaving a campus in Bandung.

West Java, yesterday Reuters against President Suharto have been inspired in pan by his decision this week to raise prices for fuel, public transport and electricity. The demonstrations inten- sified in Medan as bystand- ers joined in and started looting and torching shops.

Many of the shops are owned by ethnic Chinese, a minor- ity widely resented for their relative prosperity. About 58 civilians and 20 police were wounded during riots on Monday. The price increases ful- filled an important pledge to the International Monetary Fund and paved the way for the release of a? The IMF is due to review progress twice in the coming two months before releasing two similar tranches.

The World Bank. Asian Develop- ment Bank and bilateral donors are expected to fol- low with their own aid offers. However, the riots in Medan raise the prospect that growing domestic unrest may frustrate govern- ment efforts to reform the economy and stabilise the rupiah.

Student leaders, business executives and diplomats said the army might use the Medan riots and their nega- tive impact on the value of the rupiah as grounds for cracking down on all student protests, even though most have been peaceful. But the military’s response to protests has been incon- sistent highlighting what diplomats say is a split in the armed forces.

Police fired rubber bullets at peaceful students in the capital on Saturday, but yesterday troops escorted students from four campuses on a march In southern Jakarta. The Medan riots also indi- cate that an army crack- down could backfire Some witnesses said reports of police harassing female stu- dents had enraged bystand- ers as much as fuel prices.

Mr Hatta. These informal contacts are enough to co-ordinate protests, but student leaders concede their organisation may yet prove too weak to withstand an all-out crack- down. King James l obviously had a good head for business. It was by his ordi- nance that the Virginia Companie set up shop on the shores of Virginias Janies River in I60Z Nearly years later, British companies are stiff finding commercial success here.

They’re attracted by die quality and depth of our workforce, in a state where labour and management enjoy a harmonious working relationship. Perhaps ft! Contact Andrew F. CEDI Director. Box YesVir 3 jnia. Client accounts at Fortuxe will effectively be frozen, although clients with the requisite proof of ownership can sen their shares through other brokerages.

The move added to the jittery sentiment surrounding smaller brokers since the collapse of GA Pacific in January. These brokers, already under attack from international houses and expanding tech- nology. Police, working in conjunction with the stock exchange and foe Securities and Futures Commission, are investigating For- Juxa However, it appears its troubles stemmed from margin trading, whereby clients put up only a portion of the value to buy stocks, a practice prevalent among Hong Kong retafl Investors.

The trip comes as Mr Kim seeks weatar international support for his famine-threatened regime. Mr Kim last visited Beijing in June Remote controls. Security systems. Digital technology is evolving well beyond the personal computer, showing up in more and more things and more and more places. And we should know. And better ways to help them reach theirs. Motorola has the right DNA for the digital evolution Making them faster, smarter, easier and just plain better.

Viva the evolution! Jim Peterson. Canada’s secretary of state for finan- cial institutions, said yester- day the legislation would be held back until alter the report of a national taskforce on finanrial institutions was issued.

The decision on branches, ho said, was part of the merger question and needed to be looked at as part oT a package. Mr Peterson had said in an interview last month that the measures would come no later than the end of June. Under current law, foreign banks must establish fully capitalised subsidiaries in order to set up branches in Canada.

This requirement has discouraged some banks from entering the market, particularly for large-scale corporate lending that requires access to the parent bank’s capital base. Canada Is obliged to allow direct foreign hranching no later than June next year to meet its obligations under the WTO agreement Mr Peterson said Canada would honour its interna- tional commitments despite the delay, and suggest e d the government would consider allowing foreign branches to engage to retail as well as wholesale banking.

The national taskf orce is expected to make recommen- dations on the bank mergers and on whether Canada should lift its year-old pol- icy of protecting Its banks from foreign buyers by insisting bank shares be widely held.

Four of Cana- da’s five largest banks have announ ced plans to merge, but these must still be approved by the finance minister, Paul Martin. Mr Martin said In an inter- view last month that the benefits of the mergers remained to be proved and insisted there was an absolute necessity to Tnafnfarm a reasonable level of domestic competition. The delay is likely to anger foreign banks.

Bob Vastine. He said the banks had worked and hoped for this for years. So much is hanging on the contest that neither competitor can contemplate losing. The JSF. Given defence budget strictures following the cold war, the JSF will almost cer- tainly be the last new US military aircraft, with or without a pilot, to be built in numbers for several decades.

Alan Mulally, who heads Boeing’s defence division. It has the boUt-in vari- ability the customer wants. Boe- ing and Lockheed Martin are each producing two demon- strator aircraft to fly for the first time in In , one of them will win the right to progress to the next stage, with the prospect of building 34X10 aircraft far the four initial customers, and potentially many more.

The Pentagon, which is trying to get the most out of its reduced budget by streamlining its acquisition process, is using the JSF pro- gramme as a model. Instead of setting cumbersome speci- fications, it has set broad performance parameters and asked the contestants to come up with desig ns which will meet them. Hus is cheaper than most compara- ble atrryaft and means mak- ing trade-offs between per- formance and cost from an early design stage.

Bidders submit no paper drawings, but discs containing their three- dimensional desig ns down to the last fastener. The Pentagon will judge the competing aircraft not only on performance but on how easily and cheaply they can be malntainail This means keeping the number Of parts to a minhwmn and making them easily accessi- ble to support crews.

As in most defence pro- curements, politics will come into play: many jobs ride on the JSF decision as weD as on existing programmes more advanced than the JSF but still in early production stages. Lockheed is leading, with Boeing as a partner, the cost- lier F air superiority stealth fighter now approaching full production, and It is still making the F Both compa- nies are involved in pro- grammes to develop unmanned aerial vehicles. The competitors have to tread a fino line, as they do not want to disadvantage their other products in push- ing the JSF programme, which they may not win and which, like all military pro- curements, ‘ risks being scaled down or delayed.

It’s a fabulous product but we’re trying to work with the customer to figure out how it fits in with the rest of the vehicles.

Patrick Murphy, deputy senators the affiances had raised fears that competition on domestic flights would be reduced. Just one day afterAmerican Airlines and US Airways said they were launching an extensive marketing alliance.

The Idee has already been taken up by other tong-dstance carriers, such as LQ International and MCI, but the backing of foe country’s largest telecoms company is likafy to give ft more weight The long-distance carriers fear that Industry reg- ulators wiN eventually allow the five Betts Into the long-distance business, which has lower barriers to entry, before their entrenched local markets have been fully prised open.

If the US Federal Reserve seems to be inclining towards raising rates at the next meeting of its open markets commit- tee, due on May 19, officials have Implied that Argentina will raise liquidity requirements beforehand. A rise in liquidity requirements from the current 20 per cent was a key recom- mendation by last month’s International Monetary Find mis- sion, whfc h urged measures to cool the economy. Gross domestic product grew 8.

It urged tax rises and other measures to slow domestic demand. Ken Warn, Buenos Aires.. For on-line reservations, vis vwwsheraton.

Fax and Copier. A full range of business essentials. And of course, large, comfortable beds. Sheraton is also proud to ofFer an innovation that makes it easier than ever to stay in the loop when our of the country. If sterling joined in Christian Moyer, is scheduled to retire then. In ferocious exchanges in the Commons, Mr Blair gave a staunch defence of the decision at the European Union summit in Brussels at businesses at the National Exhibition Centre, to – B irmingha m.

England’s second-biggest city, in the first of a regional series of government seminars. As more of toefr comptfttors dealt in a single currency, pressure would mount for them to do likewise or lese business.

Responding to accusations that he had acquiesced in a breach of the Maastricht Treaty – which says the ECB president should serve for eight years – the prime minister said the Dutch cen- tral banker was “the only candidate that was credible”. Unfortunately, the eco- nomic crisis in South Korea has pushed back its opening by a year, to the end of It was followed last month by the decision of Mitsubishi Electric to close its televi- sion plant at Haddington. On the same day.

But it is not all gloom. Cadence, based in San Jose, California, expects to employ 1. But Scottish Enter- prise believes 6, Jobe could have been created by then as other semiconductor design companies move in. Project Alba should trans- form a Scottish electronics industry which employs about In the past decade, a stream of other companies from the US. Japan and Taiwan has opened elec- tronics plants in Scotland. Ereidrie JK.

Semiconductor designers are in sho rt supply worldwide, particularly in California. Cadence has gone for a long-term solution, which is very refreshing. What Michael Beahnear. Under Project Alba. Scot- tish Enterprise plans to establish a mechanism by which electronics designers can trade their software.

There win be spin- offs in an areas of electron- ics and it win become easier to anchor manufacturing companies already estab- lished here. The laws cover pubs, clubs, restaurants and liquor stores. Apart from the introduc- tion of ail-day opening in – extended to Sundays three years ago – the licen- sing regime is little changed since tough restrictions were imposed in to help the war effort. George Howarth, a Home Office minister, told the Brit- ish Institute of Innkeeping that the current laws, the most restrictive in the Brit- ish Isles, no longer reflected modem leisure activities or the needs of the tourism industry.

Among the Issues for review were the typegjrf licences, who should issue them, licensing hours, and conditions, and how the law should be enforced. The announcement was welcomed by the industry, which urged a speedy con- clusion.

The minister warned that change would come only after extensive consultation to protect the interests of rqsjdgnts and other inter- ested parties.

Officials said a green government consulta- tion paper was likely at the aid of next year and legisla- tion would be some time later. The pub and tourism industries point out that there has been no trouble following the relaxation of restrictions in Scotland and Northern Ireland. A public consultation on drink-driving legislation will end on Friday, with ministers undecided on whether to cut Britain’s limit to bring it into line with most other European countries.

But officials have grown increasingly concerned about the public response to a cut in the limit from 80mg of alcohol per ml of blood to 50mg. An investigation by the executive counsel to the pro- fession’s Joint Disciplinary Scheme a lawyer advising the scheme has decided that a prima fade case exists against Coopers and a for- mal complaint will be made to the scheme’s tribunal.

The tribunal has in the past dismissed charges put forward by its counsel, or decided that no action is required against partners or firms. Initially the firm attempted to stall the scheme’s inquiry until alts’ the completion of civil and criminal proceedings linked to Robert Maxwell – but dropped its legal moves after contributing to a settlement far pensioners.

The tribunal will hear the case this year. It has wide- ranging penalties at tts dis- posal including unlimited fines and the banning of individual auditors. The disciplinary scheme said yesterday that Chris Dickson, the scheme’s coun- sel. Complaints would be made alleging that Coo- pers’ conduct or quality of walk fell below standard. Net resources at the end of last year were gLSbn.

But he denied suggestions that Lloyd’s was trying to drive out Names, its traditional capital providers. TT it is in the interest of British jobs. British invest- ment, British industry we do it,” he said. The prime minis ter dodged questions about how he intended to fulfil the crite- rion for Emu membership that applicant currencies must maintain a stable con- version rate with the euro for two years. The move could lead within weeks to the first exports of UK beef in more than two years.

The favourable inspection will be greeted with relief in the UK. The European Court of Justice yesterday upheld the : European Commission’s right to ban British beef 1 exports over the disease. It confirmed a preliminary opinion of its advocate-general and the UK government had expected the judgment It has been attempting to lift the ban with two schemes, one relating to Northern Ireland beef and the other to cattle through- out Britain boro after Octo- ber The commission said yesterday that other plants would have to be inspected before they could begin Northern Ireland Is able to start exporting beef earlier than the rest of the UK because it has a computer- ised system far tracking ani- mal movements over the past eight years.

The average delay was 16 minutes, compared with 14 minutes in The figures are averages of all flights from the airports and not just of those which were delayed. The authority said last year’s perfor- mance was still better than in the late s despite a 24 per cart increase in the number of flights since then. Last year’s delays had a variety of causes, including weather, industrial action, air traffic control difficulties, defective aircraft, missing passengers and security hold-ups.

Delays to scheduled ser- vices increased to 13 minutes from 11 minutes the year before. International flights were delayed more often than domestic services. Delays were also more likely on long-haul routes than on short-haul flights. The worst airports for scheduled passengers were all in London.

Delays at Gatwick and Luton airports averaged 16 minutes. At Heathrow, the average delay was 14 minutes. The company, based in Los Angelee, has operated an online booking service in the US for the past 18 months. Barry Diller. I don’t believe this is right’,” she said. Ms Short added. In a separate hearing.

Robin Cook, the foreign secretary, told the committee that the govern- ment’s response to the crisis “had not been good enough”. It expects to sell up to of the high-performance Italian cars annually. The Inchcape purchase forms part of preparations by Italy’s Flat group to relaunch the Maserati brand globally.

At that time produc- tion at the troubled Modena carmaker had dwindled to fewer than 1, a year, with only a few dozen being sold each year in the UK. Ferrari president Luca di Montezemolo Immediately closed the plant in order to re-equip it with the latest manu- facturing equipment and technology. He has admitted three offences of breaching his bankruptcy arrange- ments. Bra is a digital terrestrial company owned by Gran- ada and Cartton Communications.

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This prosper- oua Emilian town, celebrated for Its cheese, ham and spring vio- lets. There are the deBghtfol fres- coes of the Camera di San Paolo, painted for the private delecta- tion of an aristocratic abbess, and his illusi on i stir frescoes in the cupola of Parma cathedral. The town boasts a ftna art gallery housed in the gaunt 16th-century Farnese Palace, alongside the impressive classical theatre. This breadth was manifest in his col- lecting too.

Unlike most of his countrymen, Magnani did not confine himwif to the work of local or even Italian artists and the most striking aspect of a visit to Mamiano is discovering the unexpected – a stunning Dtkrer, a stupendous Goya, works by Ingres, Fuseli, a Mediterranean Monet, Renoir fish.

In particu- lar, David Harewood’s account of the title role has grown immea- surably in immediacy, style, and power, and the whole staging – especially in the second half – is the most moving Othello I have ever encountered. True, there are a few losses with its move from the smaller The whole staging is the most moving Othello I have ever encountered there is not an ounce of exaggerated or unnatural acting anywhere auditorium.

Almost every actor lets a few or his or her quieter words or phrases become inaudi- ble in the larger auditorium. But the production is compelling, the address of each actor to his or her colleagues exemplary. There Is not an ounce of exaggerated or unnatural acting anywhere here. On Monday, an audience that had brought an outsize share of coughs, throat-clearings and rus- tlings into the auditorium was gradually transfixed; in the last two acts, the tall of a pin onstage would have been been audible, and – in a production so econom- ical and focused – would have mattered.

Much about this Othello – which is set in the period between the wars – will seem definitive for years to come. No performance more so than Simon Russell Beale’s as tego. Or its scorn? Or fts lonefiness? He seems HI at ease with his own body. His voice is stinging, his presence baleful, his mind bil- ious. As Iago, however, he has two faults. He shows the rattling speed of lago’s talk, but occasionally Ids rapid delivery erf the long skeins of lago’s schemes becomes a vir- tuoso kind of -monotonous babble: we.

And, in same soliloquies, he Is too knowing, too dose to camp in his edd relish for the evfis he is setting in motion. Nei- ther of these faults is too serious. Right up to the end, fids Iago is disturbing and unfathomable: deeply so. The complete com- posure of this. Desdemona, whether in private grief or cc ad- verting with others, is wonderful because it draws us in: so that the final scenes in her bedcham- ber are thrilling. Tranquil in hap- piness, she is rendered immobile by affliction.

We hang on her face and voice and stance because their tiniest nuance expresses her Innermost feeling: ‘ As for Harewood, he now so by three gilt-bronze sphinxes by the outstanding French Empire fondeur-doreur, P-P -Thomire, made for Tsar Alexander H who then gave it to Napoleon.

This is part of a notable group of Empire -furniture and works of art which Magnani acquired with the advice of the pioneering cham- pion of Neo-Classicism, Mario Praz. The second revelation comes In the long picture gallery. As a collector of Italian Old Mas- ter paintings. Magnani never put Afoot wrong; there is not a single dud.

Moreover, a handful of paintings would grace any great museum. There is, for instance, the glow- ing, perfectly preserved panel of St Francis receiving the stigmata by Gentile da Fabriano, origi- nally made as a double-sided pro- cessional standard the other, less interesting, side is in the Getty. St Francis kneels in prayer on a grassy ledge beneath the barren peak of La Verna- On the other side of a ravine, Brother! It is not known how Gentile came to interpret heavenly radiance a a natural sunlight he achieved the effects by laying his pigments tight that became the hallmark of so much Florentine painting.

Dareris Madonna, meanwhile, finds the artist at his most Vene- tian, a rare work of his second visit to Italy in and acquired by Magnani from an impoverished convent at Bagna- cavallo. Formed with discrimation rather than unlimited cash, this is one of the choicest small art collections amassed anywhere during the latter part of this century over gold leal , but this naturalis- tic rendering of tight and shadow Is entirely new in early 15th cen- tury Italian art. Nearby, a Filippo Lippi Marinnwa and Child fs.

The monumental figures fill the fore- ground, the donor kneeling In devotion at the feet of the Batofui presence: Kroon Russefl Baahfe Iago catches the misery of evil fully i nhab its the role of Othello that he carries the play’s later acts. His rapport with Desde- mona and Iago Is fuB of superb detail: how marvellously he lis- tens, and how poignantly he no sooner embraces Desdemona than he opens his mouth to address Iago.

Hare- wood listens, as he has listened throughout, with an innocence immensely touching in so force- ful a man. It is still true that his actual diction Is laboured; the dark, intense vocal tone and the consonants seem conceived in very separate areas of his head.

But his phrasing has become altogether more natural, his keen spontaneity overrides all. I love thee oatj Chaos is come again. Sometimes I think there is nothing better than to discover a new or unfa- miliar play of excellence; but sometimes I think that the best experience of all is to encounter a familiar play as if for the first time.

So with this superb Othello. Even Goya’s palette is muted. The aged Don Luis, the brother of Charles ID, sits at the card table, game over and cards discarded, staring vacantly ahead; his much younger wife sits having her hair curled. A retinue of staff and family stand in attendance while in the foreground a painter crouches at hi« easel. Goya presents it all like some theatrical tableau, and even the protagonists seem to collude with an unseen audience.

Donna Maria Teresa Inspects us warily, the servants look on with open curiosity. Don Luis seems to be holding his pose while waiting for the curtain to drop — on the whole Bourbon dynasty, perhaps. One answer is that his father was a well-to-do busi- nessmen with interests in prop- erty and dairy and agricultural products.

What gives this collection its truly dis- tinctive character, however, is the rare care, discernment and passionate determination with which Gino Magnani selected and pursued his quarry. In Magnani set up tbe Foundation for the public display of the collection after his death- Music and art remain the life- blood of the place – as do those precious rounds of Parmesan cheese maturing slowly on the family estate nearby which help ensure the up-keep of the museum a nd its programme of loan exhibitions and concerts.

Hie Fo u n da t io n Is open daily, except Mondays, unfa November. Theatregoers may not show up thinking they will encounter gods and goddesses of the Hepburn-Grant order, but they do have a right to expect performers who can make these roles their own; otherwise there is no reason for people to pay top prices for facsimiles. Unfortunately, neither Melissa Errico nor Daniel McDonald, who play tiie pair of swells here, is frilly up to the demands of their assignment, and their deficien- cies remove a lot of the glimmer and bite from what is otherwise a well-designed, quite enjoyable evening.

McDonald is the more serious piece of miscalculation. A square-jawed specimen of almost reprehensible handsome- ness, with a voice that has heft but not much lyricism, he would be ideal for George Kittredge, tbe down-to-earth fellow Tracy is about to marry; but as the yacht- loving, aristocratic Dexter, he is, in almost every way fighting above his class.

In contrast to her co-star. Errico is not exactly miscast She has aid-fashioned patrician pretti- ness, an elegant clear soprano, and is capable of the screwball- comedy speed her lines often require. She Is also very good at queening it over her colleagues. But when Enrico says. The other performers, with more stock roles to play, have near-uniform success. Bottom-pinching, bibulous. McMartin darts in and out of his Oyster Bay estate, where the nuptials are to be held, spreading an equal measure of gaiety anc consternation.

If rally the entire evening, whose direction Is cred- ited to Christopher Renshaw, had achieved an equally high level of grace. The conductor is Rtocartto Qialfly; May 6, 8. AWistmuseumbwairt Andy Warhol: Drawings Bigonzitti ana Forsythe; May 8, 9. With the Handspring Puppet Company, at theLunatheater. Conducted by Jonathan Darlington fen a staging by Alain Marcel. Conducted by Gabriele Ferro in a staging by Stephen Lawless. Highlights wifi Include works by CSzanne.

Gala der Stars: Enoch zu Guttanberg conducts works by Haydn. Mozart and Beethoven. The programme Is completed by works by Haydn and Shostakovich. Nearby, however, lies another Idng-en trenched conflict in which the EU has a direct, ‘perhaps decisive role, while the UK has specific treaty responsibilities.

But to call it temporary must have taken all of his legendary can-do spirit Deadlock has ‘prevailed ever since Turkish troops occupied the northern two -fifths of the island in The main obstacle has been the -determination of Rauf Denktasb, the Turkish Cypriot leader, to win equal status with the Greek Cypriots by getting the uforld to recognise his Turkish-protected de facto state in the north of the island. The Greek Cypriots, meanwhile, in gjar. Three years ago the EU sought to break this logjam by including Cyprus in its next wave of members.

This was done to purchase Greek consent to a customs union between the EU and Turkey, but it was also hoped that the prospect of EU membership would give both communities on the island an incentive to settle their differences.

If Turkish Cypriots blocked a settlement they faced the risk of seeing Cyprus admitted to the EU under its present, purely Greek Cypriot government; and if Greek Cypriots appeared intransigent they risked forfeiting the prize of entry. It has not worked. Mr Denktash has hardened his position, imposing two conditions for further talks that, as Mr Holbrooke says. One is that his state should first be recognised internationally, the other that the accession talks between Cyprus and the EU should be hroken off.

Only Turkey has real leverage over Mr Denktash – leverage it would have used, had thi n gs gone according to plan, to win west European good will and so smooth its own path to EU membership. But this had a hollow ring for Turks, who saw themselves denied equal status even with countries deemed not yet ready for actual membership talks, such as Bulgaria, Romania and Slovakia.

Since then Turkey has sought to punish the EU rather than placate it. Serious impasse; Richard Holbrooke left with Rauf Denktash Instead of encouraging Mr Denktash to take up, or at least discuss, the ElTs offer to include Turkish Cypriot representatives in the accession talks, it has backed him in breaking off the long-standing interrommunal talks on the island’s future.

Turkey is simply not going to allow the whole of Cyprus, with its Turkish community, to be swept into an EU where Greece is a member but Turkey is not welcome. If the EU persists with its present line, Cyprus will remain partitioned. The south with its Greek inhabitants will join, while the north with its Turkish Inhabitants stays outside, whatever the text of the accession treaty may say.

The Turkish Cypriot state, like the Jewish one, should be offered recognition of its right to exist, but on condition that it contents itself with the same share of the land that it has of the population – roughly half what it now occupies. Peacemaker Blair, as EU president, should confront his fellow heads of government with a clear choice. He should tell them that, unless they use ng-rt month’s Cardiff summit to correct the mistake they made at Luxembourg, he will feel obliged to convene a conference of the three guarantors of Cyprus’s independence Britain, Oeece and Turkey and to propose a new formula giving independence to both communities on the is land, on separate but equal terms.

Mortimer FT. He evidently does not share the same linguistic world as the rest of us. A fudge and a fix it most clearly was, providing an inauspicious start for a mas- sive and risky project Not much noted was the fact that Jean-Claude Tric- het, when eventually he gets into position, will serve the full eight years. Coupled with Mr Chirac’s revealing words at the press confer- ence about the need to pre- serve France’s position within Europe, we can all see what precisely the impli- cation of the fridge and fix actually is.

What also seems in ques- tion now is the earlier deci- sion to adopt the eight-year term; four years Is surely enough for any one country to possess this position, unless of course one actually believes that it will be free of political interference. Harold W JO. Hughes, 16 Wingfield Road, Kingston-upon-Thames.

Sir, The French should be admired for their adherence to principle: the principle that all international organi- sations should be headed by a Frenchman. However, if the deal reached at the weekend was an informal one. It depicts a Europe afloat In a geographical limbo, symbol- ising, perhaps, a Union devoid of a cultural and political context? April 30 , I wander why ships are not fitted with devices similar to the tracker that can be fitted to a car to locate it in the event of theft.

It cannot be so difficult to invent a device that can communicate with a base station via the satel- lite links used by, for exam- ple. Because of our small size and relatively recent origins, the University of Bucking- ham, the UK’s only indepen- dent university, would not weigh in with the heaviest weights in your table. But in terms of a number of crucial indicators we would rank with the best in terms of staff; student ratio, pm 1 capita library expenditure, employ- ability of graduates, and international student body.

The greater diversity of col- leges and universities in the US is sadly missing in the UK because or the increasing level of state-led direction to higher education here. Robert H. Taylor, vice-cbancellor. It is in all our interests that the ratification will pro- ceed smoothly, thus paving the way for integration of other aspiring members into tiie structures that have cre- ated and sustained peace in Europe since However, your leader con- cludes that there is no need to rush with further enlarge- ment, especially in view of Russian sensitiveness.

I hope that you will agree that this is not the issue for injuring words. Furthermore, allow me to emphasise that it will not be the sequence of accession to Nato that will determine the security of Europe, but the total Goal concept of Euro- pean security that emerges from the enlargement of Nato and the European Union.

The Nato Madrid declara- tion clearly stressed that the process of enlargement will continue without excluding from consideration any European democracy regard- less of its geographical loca- tion.

This Is the corner- stone of why the enlarge- ment of Nato should continue after the first three states are accepted. On these grounds 1 cannot agree with your cautious attitude vis-a- vis further enlargement.

This is an historical moment offering yet another possibility to create an undi- vided, peaceful and demo- cratic Europe. The new members of Nato will not just be security importers but producers and exporters. This will enhance and not diminish the security and stability throughout Europe.

Normans Penke, ambassador. Many -tinware program, will have problems coping with the year 2fli 0. And so will you when ihf two-digit ywr cranes take you hack, to POD instead ot’ mro the next millennium.

This problem is jlru. Currency conversion support, multicurrency capabilities and Internet applications mean you «int get caught out by the Euto or m»s new business trends.

NAP b ready lor the future. But that’s nor all. Alter a brief implementation phase. SAP’s R. J standard enterprise software automates essential workflows throughout your organisation. And with networked fi nance, manufacturing, sales, personnel and other departments, you’re guaranteed better information and faster decisions.

V is quite simply the perfect solution tor companies ot’ aH sues and tram all won of industry. Fax But If interest rates rise sharply, the model may prove brittle T he US economy shows persistent strength.

High real interest rates, trade drag from Asia, a stronger dollar, fiscal restraint – none of these has been sufficient to sap the economy’s momentum. Why has the US economy performed so well in spite of so many restraints? The strength of the stock market is the main reason why the per- sonal saving rate fell to a year low last year why save out of Income when the stock market boosted house- hold net worth by 13 per cent in ? Strong growth has generated rising earnings, pushing up share prices, fostering greater investment, increasing capacity and restraining inflation.

Low inflation has helped to extend the life of the business expansion. Hie longer business expansion has boosted the equity mar- ket further by shrinking the equity risk premium. If recessions are less frequent, equities are less risky. As a result, investors are willing to pay more for a dollar of equity earnings. As the equity market has continued to rise, the circle has become increasingly vir- tue os. For example, the stock market has helped hold down compensation expenses.

Benefit costs have been restrained because many companies have not had to make contributions to defined benefit plans; they are fully funded as a result of the stock market’s strength. Pressures for higher wages have also been restrained as share options have become a more impor- tant component of compen- sation. Capital gains tax receipts should climb to nearly JlOObn this year, up from S44bn in The importance of the stock market in keeping this virtuous chide intact cannot be overstated.

To illustrate this, Gol dman. The chart shows that the addition of the stock market has caused the financial con- ditions Index to diverge sharply from the monetary conditions index in recent years.

The stock market rise has overwhelmed the restraint exerted by a stronger dollar, making financial market conditions easier. Based on monetary condi- tions. But looking at financial condi- tions, one readies the oppo- site conclusion. So what does this imply for the economy and interest rates7 First, ft suggests the econ- omy will continue to be more robust than expected.

Certainly, the pace of growth will start to slow to the sec- ond quarter, but this is largely for one-off reasons and is likely to prove tempo- rary.

Second, it implies that financial market conditions will need to be tightened. Excluding a collapse in equity prices or a dramatic strengthening of the do llar. Fed officials will need to push up interest rates in order to tighten financial conditions and restrain the pace of economic growth. How much tightening might be required? While the answer depends on the reac- tion of the stock market and the dollar to such tightening the financial conditions index suggests that a signifi- cant rise in rates could be needed.

This means that, if share prices and the dollar were unchanged, it would take a rise of more than basis points in both short- and long-term interest rates to posh the financial index back to the level reached at the end of In practice, the dollar and share prices would be affected by a rate move of such magnitude, which would limit the extent of the rise needed.

But the point remains valid. If the equity market and the dollar are not unusually sensitive to changes in interest rates, it will take much more than the 25 to 50 basis paints of tightening that some people are arguing wiU be needed to restrain the economy. Just as serious an issue is whether Fed officials would be able to engineer a soft landing. The problem is that an economy that depends for support on a healthy stock market and a virtuous circle may be strong, but it is also quite brittle.

It could become sick quite quickly should the stock market sink and the virtoous circle end. The boom and bust in Japan is a good example of this. If share prices were to decline sharply, consumer spending would sink as households responded by raising their saving rates. Investment spending would also falter.

Not only would the cost of capital rise as equity prices fell, but busi- nesses would question the need to expand capacity when consumer spending was faltering. The benefits of a strong stock market – lower benefit costs, more tax receipts – would also evaporate, rais- ing questions about the new economic era. It might be difficult for Fed officials to modulate monetary policy precisely enough to slow the economy, but avoid an eco- nomic downturn.

This underscores the big- gest error of monetary policy m recent years. The economy would pe less vulnerable to a mone- «ry tightening that could turn a virtuous circle into something vicious.

Tte author is director of US economics research at Gold- man Sachs » Mr Chirac claimed his dis- pute was only with the Nether- lands, not with Germany. In the long sweep of the Franco-German relationship, enshrined by Adenauer and de Gaulle in the Elysfe treaty of , the central hank row could be recorded as just a blip were it not for an accumulation of irri- tants and strains in many other areas.

On reform of EU institu- tions, France has taken a stand not with Germany but with Italy and Belgium in favour of more decision-making by majority vote. In armaments cooperation, the French state’s dithering about privatising its defence holdings is causing a break-up erf joint ventures with German com- panies.

In foreign policy, Bonn and Paris have recently found themselves somewhat at odds over how the EU should treat Turkey. On top of all this. Mr Kohl just does not get on with. Mr Chirac as well as he did with the late Francois Mitterrand. Reciprocal bargain At the same time, one should not idealise the Franco-German rela- tionship of yesteryear. The two countries have indeed acted as the motor of European integra- tion.

They did so at the outset, with their reciprocal bargain of a common market for French’ food and German industrial goods. They went on to inspire the cre- ation. At odds But the two countries have fre- quently been at odds ova: tax. The Chtrac-Kohl spats are not the first between their leaders. EU debates on multilateral trade, European defence or even dec- tricity liberalisation, tend to polarise around German and French positions. Bringing these two positions together is often the secret of getting wider EU agreement.

Bat such agreements cannot be at the expense of either EU mem- bers. The Netherlands must be feeling this week that in the end, Germany sacrificed Mr Duisen- berg for France. Equally, there is even less excuse for such a di recto i re, now that Tony Blair’s Britain looks set to play a foil EU role by edging closer to the euro. In the next couple of years, the EU will have to reform its finances and policies in advance of enlargement. Reliance Retail is in mobile data consumption.

More stakeholders. Reliance Retail year of commercial operations. Each Jio for consumer durables and connectivity solutions — an subscriber on an average consumes 9. We maintained The MyJio app is the most popular self-care app with over the ratings even as Reliance went through a large investment million downloads and substantial additional features.

It maintains strong intuitive user interface to every Indian. Integrated Annual Report —18 Letter to Shareholders 9. When we scale businesses and delivering increasing shareholder value. When we entered telecom, we strived potential for 1. By creating new benchmarks in society. Reliance Foundation is deeply involved in the Mukesh D.

Ambani areas of rural transformation, health, education, sports for Chairman and Managing Director development, disaster response, urban renewal, and arts, May 21, culture and heritage. The initiatives of Reliance Foundation have positively impacted 20 million lives across the nation and we work incessantly to include all stakeholders in our growth story.

Shri Mukesh D. Ambani Smt. Nita M. Ambani Shri Mansingh L. Shri Yogendra P. Trivedi Prof. Dipak C. Jain Prof. Ashok Misra Dr. Raghunath A. Shri Nikhil R. Meswani Shri Hital R. Meswani Shri P. Making Life Better. For Everyone. Vision Through sustainable measures, Reliance creates value for the nation, enhances quality of life across the entire socio-economic spectrum and helps spearhead India as a global leader in all the domains where it operates.

It has established a new benchmark for the industry. Total number of Reliance employees Exponentially high indirect employment. Reliance Family Day Celebration. JioGenNext has been a great learning JioGenNext helped us in two very The market we belong to is still nascent and experience. We have got direct important ways. First, they brought in evolving; therefore, operational strategy opportunity to pitch our solution to RIL the best mentors to conduct sessions, is key to survival.

In that JioGenNext also helped us develop Proofs company. Second, JioGenNext introduced sense, our experience was exceptional. We created a quick helped us to get new insights for our PoC, which successfully got converted into product improvement. Village community meeting 4.

Promoting Indian art globally. Ambani Yogendra P. Trivedi Chairman Nomination and Remuneration Dr. Bhakta Nikhil R. Trivedi Yogendra P. Trivedi Hital R. Meswani Dr. Mashelkar Prof.

Ashok Misra P. Prasad Raminder Singh Gujral Prof. Jain Pawan Kumar Kapil Dr. Shumeet Banerji Dr. Shumeet Banerji Yogendra P. Trivedi Chairman Yogendra P. Meswani Nikhil R. Meswani Hital R. Mashelkar Nita M. Ambani Prof. Sethuraman Hital R. Meswani P. Prasad Srikanth Venkatachari P. Srikanth Venkatachari Dr. Ambani Chairman Nikhil R. Petrochemicals Township, Manufacturing Division P. PET Polyester Chips. Advanced Materials Composites.

Halobutyl rubber. Reliance Petroleum Transportation fuels Retail distribution of fuels Retail. Qwik Mart Convenience shopping Shopping of beverages, snacks, gifts on highways. Relstar Lubricants Lubricants. Cherokee Iconic American family lifestyle brand Apparel and accessories for kids.

Michael Kors Luxury accessories and ready-to-wear Bags, Footwear and accessories brand established in Thomas Pink British shirt authority Apparel and accessories for men.

MarcoMancini Suitings, Shirtings Fabrics. JioSecurity Protect your phone, secure your data Power against threats to digital life. Protects your device 24×7 proactively against risk apps and virus attacks. Rishtey Cineplex Movies Hindi Movie channel. Nickelodeon Kids Channel Comedy destination for kids. Sonic Kids Channel Action and adventure entertainment for kids and young adults.

Infotainment In. Better Photography Photography Magazine Magazine for photography enthusiasts. Better Interiors Interiors Magazine Magazine for interiors ideas and design.

Overdrive Auto Publication Publication for auto enthusiasts and users. Capital 18 Investment Investment arm of Network Sir H. Reliance Hospital Hospital to provide international quality healthcare services Foundation Hospital. Yearly Review 43 Highlights and Key Events Brief overview of business performance and other events during the year.

Strong vehicle sales growth and improvement increase in major commodity prices. The sustained rise in road freight transport following stabilisation of GST in global trade was led by a pickup in import demand in are further positive signs for continuing demand growth. Global oil demand growth remained robust at 1. Gas from base of MyJio became the fastest have been awarded.

JioTV was awarded approved by the Management Committee of the block. Higher interest and depreciation Digital Services business. Reliance Retail recorded a Eight new crude minimise fuel consumption of Jamnagar site is expected demand dynamics. Hital R. Meswani C Borar Srinivas P.

Logistics and Market access and Petrochemical supply-chain responsiveness Intensity. OPEC supply at 0. Oil demand growth was distributed across contracted by 0. Demand growth for diesel got strong as well as sharp production declines in Venezuela.

Saudi support from broad based economic growth across Arabia shouldered a majority of the agreed cuts reducing its the globe. Diesel demand rebounded in after decline in CY Oil Prices Gasoline demand growth is Car sales conventional growth in China expected to be supported by growing demand slowed down in CY as a result of in emerging markets aided by rising incomes. Better performance against benchmarks recovery supporting strong demand growth.

The combination of latest transportation fuels. Gasoline demand grew by Organisation agility to respond swiftly Change in Law Emission standards Enhancing customer experience. Global Flexibility and Leadership Scale Integration.

Healthy supply demand fundamentals Approximately 6 MMTA new capacities are expected to bolstered petrochemicals operating environment and start in followed by another 2 MMTA in Additional resulted in strong petrochemicals margins.

The demand for during but witnessed sustainable operation above the propylene increased by 4. Asian 5 year high chain margin across the polyester chain. Capacity addition in upstream contributed to improved integrated chain margins for Reliance with reduced dependency on feedstock sourcing.

The global capacity of PBR is 4. PVC 0. PET 1. POY 0. R Elan fabrics are currently placed into three key buckets for apparel applications. The complex is also. Reliance continues to focus on value preservation in the North America Shale Gas business. Operational Performance — Domestic management to overcome network and operational Production Performance challenges.

Plugging and abandonment of all the Tapti wells has been completed. Decommissioning activities for the associated facilities have been initiated. There has been a revision in target encouraging initial results. The wells were very is an ideal transition fuel and stranded successful. The key components CY Matter is still pending in the Supreme Court. Production from these projects is expected to provisions between Claimants and Government. Social Responsibility. This has helped many cities.

Subramaniam V. Customer focussed Partner of Multi-channel strategy robust ecosystem Choice. Customer Centricity Relentless focus on serving customer needs. These brands are available across Reliance quality products across entire grocery needs of a household.

Each of these brands caters to Reliance Retail has established Jio Store and Jio Point as the diverse tastes and preferences of the customers. Trends is vertically integrated with complete tremendous reach to partner brands. The device used to trigger an alarm and the user gets an option would instil a sense of to 5 emergency contacts. When the control room. Strengthening its product 28 states.

ResQ carried out over 1. This newer store concepts like Project Eve and Trends expansion will be achieved through the following key pillars: Woman. Community of the employees. Rural teledensity All of this spectrum is Seamless converged coverage and abundant capacity liberalised and can be used for rolling out any technology.

Connectivity for every Indian — with bouquet of digital services. High speed video ready network. One of the widest reaching networks globally — spread across cities and villages. This initiative has been hugely popular with unprecedented demand and adoption. Extend the peak. Subscriber Penetration. Reliance media portfolio includes Network18 group and investment in partnerships to strengthen content for Jio platforms. Thought Network Strategic Brand leadership synergy collaborations excellence.

News channels put together. Digital business Digital Content includes Moneycontrol. Digital Commerce includes HomeShop18 and Bookmyshow.

This opens up the target These growth aspirations represent the principal inspiration market to beyond smartphones and even include feature behind the following strategic moves during the year.

Lessons in Leadership with Satya Nadella Mr. The infrastructure for opportunities. ERM enables Reliance to manage its risks within B The Integrated Approach acceptable limits by using risk mitigation techniques and Reliance acknowledges the interdependence of business allocating necessary resources. Along with judicial mix of with this privilege comes the responsibility to create value. Every manufacturing location works towards minimising its environmental footprint and endeavours to be in harmony with the ecosystem.

Reliance undertakes stringent monitoring measures to prevent spills during handling and transportation of materials. The Company monitors spills through an online Preserving Flora and Fauna incident reporting system and has a robust system to Reliance regularly engages in initiatives such as tree prevent operational spills.

Monitoring environmental footprint Action Taken: 2. Reliance fosters a culture that is performance oriented, promotes rewards for results and provides equal importance to achieving results. Reliance is committed to building a system that encourages Workforce Breakdown Reliance Group Agewise the development of future leaders from within the folds of the Company. The Company has expanded communications and education campaign to ensure that the learners are fully aware of the resources available to them.

Seamless blend of learning and work. This programme reinforces the values and behaviours that employees are expected to demonstrate through its tangible and digital tools i. Periodic medical examinations.

Conformance to the OMS is a dynamic process reporting concerns. This is being accomplished by driving a Reliance also takes into account global standards and strives mature governance and management assurance process.

All innovation opportunities. Nobel Laureate Nobel Laureate Dr. William Prof. Gary Prof. Coal Bed Methane — converting unminable coal to methane. The innovative phone brings in Pilot plants in over 40 acres of land to develop algae on features of a smart phone in a revolutionary device with its sea water and convert biomass to biofuel proprietary operating system KaiOS.

Key Manufactured Capital Outputs Petrochemical production The processes in its value chain. This includes the requirements. Action Taken: Outcome: A new system for cleaning Process safety and risk the spinnerets in the reduction. This initiative will data and communication platform. The partnership aims to combine BP’s enhancing the digital ecosystem. With the need to communicate through sign darkness to 4G. His letter to Smt. He was able to get well as revenue. A common scene in the trains nowadays is of breathed new life into his business.

Nikhil R. Meswani Harish Shah Laxmidas V. Enterprise Risk Management 1 Introduction Reliance actively stimulates entrepreneurship to avoid harm to employees and the community. The current compliant operations.

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